The honest rule of thumb is about 10% of the yacht’s value per year, but the real number depends on size, age, crew, and how hard you run her. Paul spent 18 years running owners’ budgets as a captain. This calculator uses that experience to give you a realistic annual picture, not a brochure one.
The purchase price is the entry fee. Paul walks every buyer through the true cost of the program before an offer goes in, so there are no surprises in year one.